LICOA cancer indemnity
In the United States, 1 in 3 women and 1 in 2 men will develop cancer in their lifetime. Your health insurance will pay your health care providers, but what about the bills that keep coming while you are receiving treatment. That's where we come in. These benefits pay directly to you, and you can use that cash to help pay your bills. These rates are illustrations and can change. Please get with an agent for exact rates.
Benefit Overview
Wellness Benefit
Health Lifestyle (gym membership, stop smoking program, weight loss program)
Radiation and Chemotherapy (Doubles 1st month)
Surgical Benefit
Skin Cancer Surgery
2nd and 3rd Surgical Opinion
Prosthesis
•Surgical
•Non-Surgical
Transportation Benefit for Covered Person and Adult Companion (for medical visits more than 50 miles from home)
Lodging for Covered Person or Adult Companion (for treatment at hospital or medical facility more than 50 miles from home)
Stem Cell or Bone Marrow Transplant
Private Nursing Services
Extended Care Facility
Home Health Care Facility
Hospice Care
First Occurrence Benefit
$100 (once per year)
$25 (once per year)
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$2,000 per month
Up to $3,250
Up to $400 per surgery
$175
Up to $1,500
Up to $150
$.050 per mile for driving and up to $1,500 for air, rail or bus)
$100 per day
$5,000
$100 per day
$75 per day
$100 per day
$50 per day
$5,000
MOnthlY bank draft Rates:
Age
18-39
40-54
55-64
Employee Only
$19.08
$28.66
$40.77
Employee + Spouse
$36.55
$54.99
$78.29
Employee + Children
$22.74
$34.74
$49.77
Family
$39.75
$60.48
$86.45